Flexible Apps for Small Business Loans

You can begin by completing Steady Capital Solutions’ online application with information about your business, financing purpose, and cash flow. The platform reviews your information and connects applicants with independent third-party financing providers. Approval, available products, pricing, fees, and repayment terms are determined by the provider and the specific transaction.

Available options include secured and unsecured business lines of credit, bridge or cash-flow-gap financing, revenue-based advances, working capital funding, growth and expansion financing, and invoice factoring. The most suitable structure depends on your business purpose, cash flow, operating history, provider requirements, and the terms available in your state.

Steady Capital Solutions works with business owners who have good or bad credit histories, and no specific personal or business credit score is required to qualify through the platform. However, approval is not guaranteed. Independent financing providers review each application using their own underwriting standards, documentation requirements, and transaction terms.

Funding ranges vary by product. The available catalog includes options from $10,000 to $5,000,000 for certain business lines, revenue-based advances, and working capital solutions, while other products begin at $30,000. The amount offered depends on the applicant, provider, product type, business circumstances, and underwriting decision.

Yes. Steady Capital Solutions connects businesses with both secured and unsecured financing options. Unsecured solutions may not require collateral, while secured products can involve collateral or other provider requirements. Depending on the transaction, a personal guarantee or UCC filing may also be required by the independent financing provider.

Several listed financing options have no application fees, including bridge or cash-flow-gap financing and growth and expansion financing. Other pricing details, fees, charges, and repayment terms vary by applicant, provider, product type, and state. Written transaction-specific disclosures, including APR or equivalent cost metrics when applicable, are provided with an offer.

Some available financing options may receive approval decisions within 24 hours, while business lines of credit and other products may be approved in hours rather than weeks. Actual timing depends on the provider, completeness of the application, underwriting, requested documentation, and transaction details. Funding delivery is determined by the provider.

Business-purpose financing may support supplies, payroll, accounts payable, inventory, marketing, rent, new projects, equipment, expansion, and cash-flow shortages caused by slow receivables or lower sales. Financing is intended for business use rather than personal, family, or household expenses, and the provider may impose additional use restrictions.